Inclusive finance business operates through platforms such as Wuzhong Pawnshop (a company with paid-up registered capital of RMB1,000 million), Dongshan Micro-finance (a company partially owned by local government) and Huifang Rongtong SME Guided Turnover Loan Fund * (匯方融通中小微企業轉貸引導基金)(a company partially owned by a state-owned enterprise).  Inclusive finance business adheres to inclusive finance principle of small scale and decentralization and attaches great importance to risk prevention and control. Major products under such business include secured loan, bank-bridge loan, loan for mortgage and loan for operation, which focus on solving problems of short-term business turnover of SMEs and personal short-term capital turnover. Its business coverage includes Suzhou, Nanjing, Nantong, Wuxi, Hong Kong, Chengdu, Wuhan, Hefei, Changsha (under development) and Xi’an (under development), and it is striving to become a leading service provider of inclusive finance in the PRC.